Calculators

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Mortgage Payment

Estimate monthly payments

Home Affordability

Find your price range

Mortgage Payment Calculator

Estimate your monthly mortgage payment.

Home Price$650,000

$100,000$3,000,000

Down Payment$130,000

$0$650,000

Interest Rate4.79%

1%10%

Amortization25 yrs

5 yrs30 yrs

Estimated Monthly Payment

$2,977

Principal & interest only

Mortgage Amount: $520,000
Total Interest: $372,976
Bi-weekly: $1,488
Accelerated Bi-weekly: $1,488

Home Affordability Calculator

See what you can comfortably afford using Canadian GDS/TDS guidelines.

Annual Household Income$120,000

$40,000$500,000

Monthly Debt Payments$500

$0$5,000

Down Payment Available$80,000

$0$500,000

Qualifying Rate5.25%

2%10%

Amortization25 yrs

5 yrs30 yrs

Property Tax / mo$350

$0$2,000

Heating / mo$150

$0$1,000

You Could Afford a Home Up To

$647,378

Based on 39% GDS / 44% TDS ratios

Max Mortgage: $567,378
Housing Budget / mo: $3,900
Principal & Interest / mo: $3,400
Down Payment: $80,000

Estimates only. Final qualification depends on credit, lender policy, property details, and current stress-test rules. Contact us for a personalized pre-approval.

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