Financing for the home you've been picturing.
Whether you're buying your first place or a forever home with mountain views — we'll structure the mortgage around your life.
Pre-approved, prepared, and quietly in control.
A purchase mortgage with Elevated starts with a real conversation — about your goals, your timeline, and the lifestyle this home is meant to support. From there we shop dozens of lenders, model multiple structures, and present a clear recommendation.
You'll go to market with a competitive pre-approval and a calm advisor in your corner from offer through funding.
- Access to 30+ lenders
- Sharper rates than most bank specials
- Pre-approvals held for up to 120 days
- Strategy for down payment & closing costs
- Coordination with your realtor and lawyer
- Personal advisor through to funding
A calm, guided path from start to keys.
Every client moves through the same considered framework — no surprises, just clarity.
- 01
Discovery Call
We learn your goals, budget and timeline — and answer your questions clearly.
- 02
Pre-Approval
Documents collected, credit reviewed, options compared across the market.
- 03
Make Your Offer
Shop with confidence backed by a real pre-approval and our advisory support.
- 04
Funding & Keys
We coordinate with your lawyer and lender so closing day is effortless.
Questions, answered.
How much do I need for a down payment?+
In Canada, the minimum is 5% on the first $500,000 and 10% on the portion above that, up to $1.5M. Mortgages with less than 20% down require default insurance.
How long does a pre-approval last?+
Typically 90–120 days, depending on the lender. We monitor rate changes during that window and re-rate you if the market improves.
Should I choose fixed or variable?+
It depends on your risk tolerance, timeline and the current spread. We model both side-by-side so the decision is informed, not emotional.
Do I need to use the bank where I have my chequing account?+
No. As an independent broker team, we shop your file across dozens of lenders — including the big banks — to find the best fit.
Can I get a mortgage as a self-employed buyer?+
Yes. We have lender programs designed specifically for self-employed and incorporated borrowers across Western Canada.
Let's find your best mortgage.
Speak with an Elevated advisor and get tailored options within 24 hours.